| Mar 03 |
Top 7 of Scammer TricksFollowing a good tradition (or, rather genre of journalism or analytics) of creating various TOPs, we decided to make a list of the most popular tricks of on-line scammers. If you will pay much attention to these tricks, you are sure to prolong the living of your deposits. Just to note that the TOP of the tricks popular among scammers represent the tricks not top-down, but arbitrarily, regardless of the numeration. 1. Registration in one of offshore zones. 2. Address legal address. 3. «Reports» about trading (or any other) work. 4. Telephone. 5. Reinvesting in HYIP. 6. "200% within three days" Promotion. 7. Increasing Interests. This seems to be the end. The space and our attention are not endless, unfortunately. So we won’t misuse them. We hope to continue the list of the most popular methods of scammers to make you safe. Be careful. |
| Mar 03 |
The Sum to Start WithMany investors often ask what sum is good to start with, while starting to invest. We may enlarge this question: what sum is the BEST to start with? Or just change this phrase – what sum is the best to start. We tried to answer these questions in this article. Investment principle lies in creation of your fund of a passive moneymaking. Putting money into some definite place you receive a profit, despite you do not do anything. It sounds like a paradise, but it may easily turn into hell due to the risk of the biggest part of high-yield profit investments and small benefit from the biggest part of investments that are less risky. The most safe way of receiving a passive benefit is probably to make a bank deposit at 12% yearly. However, I’m not sure that it is so. Many of you may disagree. HYIP – is again the most dangerous way of receiving a passive benefit. However, you may invest in arms traffic, drug traffic, or other illegal operations, which is risky itself, due to illegitimacy of such actions. However, there are two factors that add some structuredness to world investment process. To play “seriously” at stocks, you need about 10 thousand dollars. To make your money useful for arms traders you should have a sum which would be interesting for them. To put it simple, there is a MINIMUM for you to start working. But this minimum has two exceptions. For instance, there are brokers who open accounts starting with $20 – yes, it’s true. A tommy-gun may be well OK… let alone HYIP, where minimal levels for entering the program decrease to $1 or less!? Needless to say… one may start with any sum. And, as you see, it is possible to find a way out even having $10 only. But this is when you jyst want to invest them, because… THE FIRST ANSWER. It is POSSIBLE to invest with any sum (starting with $1), in various spheres (because there are some with a really serious minimum, for instance in case with real estate you won’t be able to do anything unless you have at least $10 000). However, noone does it like that for some reason. And we want to say you at once, anticipating the second answer – THIS IS NOT PROFITABLE. This is because the profit, which you receive after investing is measured in percents. And the problem is not the risk itself. I.e. in fact, $10 000 in the most risky business and less risky business is one and the same thing. If we mean “what to start from” in relation to risk. But if we speak of “what to start from” in relation to reasonability, we should mind a range of other reasons. For instance, that you receive profit in a form of INTERESTS. Interests that derive from some activity in the sphere where you made a deposit. So, reasonability of investment can be measured according to a simple formula regardless of the sum: PROFITABILITY LEVEL – RISK LEVEL * DESIRED PROFIT = THE SUM OF YOUR FIRST DEPOSIT Of course, this is not a mathematical formula, but you may estimate your wish and your abilities (but here we assume that you have unlimited abilities, i.e. you may invest any sum.) As you see, the second answer suggests itself. THE SECOND ANSWER. The sum that you SHOULD invest depends upon how much you want to receive. That’s all. Too simple. Of course, we may prompt how reasonable it is, but the person asking this question should understand that at least one reason is the most important to decide. This may be risk fear, or greed, or something like that. So each of you should decide how to operate his funds on your own. Speaking about HYIP, I may assume that regardless of legends telling about wealth that derived from a dollar, it is conceitedly to start with such sum. Take into consideration that it will take MUCH TIME. And ten dollars do not seem to be enough, as it may seem. That’s why 100 seem to be better for your initial deposit. And $200, distributed among various programs will become a good base for a good earning. |
| Feb 22 |
royalty7.com
Royalty7.com is a private investment and wealth management company that allows international participation of individual and group a like. Our service provides highly lucrative return on investment along with a complete account privacy, top level online security, an efficient account management and 24/7 fully dedicated support team. Our company financial portfolio is backed-up by an active pool of realized profits from various high-yield assets that we hold around the globe. All our members have equal opportunity to benefit from an attractive 7% Daily / 110% Weekly plans on a long term basis, with the lowest possible risk of losing the initial principle invested. Our areas of expertise are varied, we are active in the world's top markets including but not limited to: Real Estate (Dubai sea-land residential development concepts, mutual investments in few cacao and tobacco production fields). Financial (Start-up initial public offerings, foreign currencies exchange, holding stocks of insurance firms and mortgage brokers). Tourism (Casino resort shares in Macau, and a silent partnership with one of the biggest traveling guides). Import / Export (Trading electronic toys and aluminum profiles using a real-time trading platform between china & north America), and as of lately Energy (Alternative fuels and green power).
We were incorporated as an offshore limited company in England and Wales, a well-known and reputable jurisdiction. This facts gives us the advantage of trading flexibility, to buy & sell quickly and privately without being subjective to severe regulation. Our company's key strategy is to minimize the operation risk chances by participating only in a high quality businesses of the world's biggest industries, with a constant alertness for even the smallest market events.
Royalty7 is intended to stay, grow and compete in the field of high yield investment programs. We'll do whatever it takes to become a leader you can trust and relay on during difficult times. Our plans were carefully thought of to provide mutual stability & lowest possible risk over the long term. With such plans you can't go wrong, we strive to return members initial principle as fast as possible and process withdrawals in a reasonable time frame of 48 business hours. Constant members satisfaction isn't an easy task and our main goal in today's changing market will stay the same : Members Success! If you wish to get more detailed information about our mathematical concept : Visit Investment Plans Currently we are dealing with world's most convenient electric currencies and we plan to add more in the near future for your convenience. Royalty7 members are allowed to deposit / withdraw funds via Bank Wire and / or this e-Currencies: LibertyReserve, PerfectMoney, AlertPay, SolidTrustPay. We wish all our dear members a successful and long lasting investment experience with Royalty7.
Click here to open your account and start earning interest today, if you have questions please don't hesitate to contact us or find answers in our F.A.Q page. |
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| Feb 22 |
creditprogrambank.com
The Commercial Joint Stock Bank "CREDIT PROGRAM BANK"
The Commercial Joint Stock Bank "CREDIT PROGRAM BANK" is a private multidisciplinary financial and credit institutions included in the top ten of the banking systems. Despite of the short duration of work in the market - since 2009 - "CREDIT PROGRAM BANK" shows record levels of profitability and growth in the branch network due to the integrated management of the tangible and intangible assets of the largest shareholders , the holding company «Greenlight» (47%) and the French banking group “Societe Generale” (12%). The specialization of the bank is provision of high quality services to all the categories of private and corporate clients. More than 1 million individuals, more than 200,000 corporate clients use the services of the bank. CREDIT PROGRAM BANK conducts an active policy of expanding the branch network and participates in the opening of independent banking units. The bank branches are located throughout the world, there were subsidiaries opened in Switzerland - CREDIT PROGRAM BANK (Switzerland), Luxembourg - CREDIT PROGRAM BANK (Luxemburg) and Indonesia UMK CREDIT program Bank National Indonesia (BNI). The share of the CREDIT PROGRAM BANK capital in the share capital of the subsidiary banks in all cases is more than 51% of the shares. CREDIT PROGRAM BANK takes one of the first places in the world in terms of corporate lending and in corporate clients' deposits among private banks; it is the market leader for auto loans and mortgage lending. On the 1st of January 2011 the volume of the loans to the private clients of the Bank amounted to 900 million USD, the aggregate amount of the deposits of individuals is 1 billion 285 million USD.
The Bank focuses on supporting the development of the small and medium-sized businesses and services the representatives of this sector of economy in accordance with the "Program for loyalty and support of the small and medium-sized businesses." In the area of large corporate business, CREDIT PROGRAM BANK even today claims to be the leader, servicing more than 5300 representatives of the large global business.
The established business connections with the global financial and credit institutions provide the opportunity, under the favorable conditions, to make the payments of the clients, to effectively attract new resources and to manage the own liquidity. In June 2009, the Bank has successfully implemented a project to deploy the securitized Eurobonds for the amount of $ 90 million USD for a period of 3 years and in September 2009 has started a five-year program of mid-term Eurobonds with the total amount of 350 million USD. In March 2010, CREDIT PROGRAM BANK has signed the agreement with the European Bank for Reconstruction and Development on the provision of the syndicated loan for the amount of 105 million USD. The correspondent network of the CREDIT PROGRAM BANK includes: Credit Suisse First Boston, Bank of Tokyo-Mitsubishi, Bank of New York, Commerzbank, H5BC Bank USA, Sampo Bank, IntesaBG, Nordea Bank Norge A. SA and other banks of high category. The credit rating of the CREDIT PROGRAM BANK was evaluated by three major international agencies: Moody's, Standard & Poor's and Fitch.
In the published magazine “The Banker” (July 2010) according to the ranking of the largest banks in the world in terms of the tier one capital, CREDIT PROGRAM BANK took the 318th place.
About Us
As at the 1st of July 2010 the equity of the CREDIT PROGRAM BANK was 415.89 million USD and the total assets was equal to 1 billion 769.16 million USD. The composition of the largest shareholders of the CREDIT PROGRAM BANK includes the holding company «Greenlight» (47%) and the French banking group “Societe Generale” (12%). The remaining 41% of the shares are distributed between the private and consolidated shareholders. The own network of the subsidiaries of the Commercial Joint Stock Bank " CREDIT PROGRAM BANK " includes the subsidiaries in Switzerland - CREDIT PROGRAM BANK (Switzerland), Luxembourg - CREDIT PROGRAM BANK (Luxemburg) and Indonesia UMK CREDIT program Bank Nasional Indonesia (BNI). The developed branch network allows servicing private and corporate clients under the unified conditions throughout the world. The profit of the Commercial Joint Stock Bank "CREDIT PROGRAM BANK " is extracted through the bank finance and credit operations when working with private clients and the corporate sector, the interbank foreign exchange speculation. To date, the corporation or the individual has the possibility to become the owner of the shares of the Commercial Joint Stock Bank "CREDIT PROGRAM BANK " on general grounds:
The payments of profits to the investors are made annually after the evaluation of the annual totals. The investment security is provided by the natural assets of the Bank and by the overall attracted assets. The priority activity of the Bank includes the corporate and personal investment-banking services, work with the wealthy private clients. "CREDIT PROGRAM BANK" is among 20 recognized market leaders in corporate banking and its regional network, providing financial services for small and medium-sized businesses, as to its branching is the ninth in the world. A wide network of sales of the bank products and services is an important competitive advantage of the Bank. This includes more than 400 service points worldwide, including 39 European offices and 40 offices in the U.S. and Canada. The CREDIT PROGRAM BANK affiliates operate in most of the developed countries and regions. |
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| Jan 09 |
Hyip: come investire!Prendendo spunto da una settimana che ha visto molti programmi hyip scammare nel panorama mondiale, e recependo alcuni input di chi segue questo blog, ho pensato di chiarire con degli esempi cosa significhi minimizzare il rischio.
Spero di essere chiaro.
Partiamo dal presupposto che una persona dovrebbe investire negli hyip solo la somma che egli si può permettere di perdere.
Violare questa regola manda a monte tutto il resto.
Stabilita la somma che una persona pensa di poter dedicare a questo tipo di investimenti, c'è la creazione di una strategia ovvero di un portafoglio prodotti su cui investire. Diciamo che un numero minimo potrebbe essere 10.
Questo ci porta a investire un 10% del nostro budget su ogni programma.
Considerando che molti programmi richiedono un minimo di 10 o 20$ di investimento, capiamo che per non svilire il tempo che impieghiamo per seguire gli hyip, dovremmo investire almeno un 200$ anche solo per iniziare.
Anche per dare un senso al tempo e fatica speso per aprire i conti di e-currency e fare i primi bonifici o passaggi di denaro.
Ma oggi voglio entrare nel dettaglio del singolo investimento.
Facciamo conto che abbiamo un programma (ESEMPIO) che rende l'2% giornaliero. Chiede 10$ di versamento minimo per iniziare.
In primis c'è un dato da analizzare: il tempo di recupero del capitale.
Il calcolo è presto fatto: si divide 100 per la percentuale giornaliera di interessi. In questo caso 100 diviso 2 ci da..... 50. Cioè ci vogliono 50 giorni di funzionamento del programma per avere indietro il capitale.
50 giorni a 5 giorni lavorativi a settimana (la maggior parte degli hyip) sono 10 settimane di funzionamento.
Per ripagarci del capitale il programma deve funzionare per circa 2 mesi e mezzo.
Lasciamo perdere adesso i casi in cui il programma rende il capitale in un tempo inferiore. Esamineremo più tardi la cosa.
Se io investo QUALSIASI cifra, il programma ci metterà sempre 10 settimane a rendermi il mio capitale. Questo è chiaro. Ma più è alto l'investimento iniziale e maggiore è il rischio. Perchè se il programma scamma in valore assoluto perdo più capitali.
Quindi investo, diciamo, 20$.
Dopo 10 settimane, ho recuperato il capitale.
Questo significa che tutto quello che adesso il programma genera è guadagno sicuro. Anche se il programma scammasse senza restituirci il capitale.
E fin qui bene.
Ma quando investire altri soldi nel programma?
Se investiamo al termine di 10 settimane, al recupero di tutto il capitale, ritorniamo in potenziale perdita. Diciamo che reinvestiamo altri 20$ per un totale di 40$. A questo punto stiamo NUOVAMENTE rischiando 20$ (come all'inizio dell'investimento). Ma se osserviamo, adesso NON dovremo aspettare altre 10 settimane per andare in pareggio!
Ne bastano solo 5!
E se al termine delle ulteriori settimane, investiamo altri 20$, ne dovremmo aspettare altre 3 e mezzo per andare in pareggio (60$ di capitale recuperati).
Se ci divertiamo a fare dei conti, scopriremo che questo è lo schema.
1 investimento: 20$ (totale 20$)- tempo di recupero - 10 settimane.
2 investimento: 20$ (totale 40$)- tempo di recupero - 5 settimane.
3 investimento: 20$ (totale 60$)- tempo di recupero - 17 giorni.
4 investimento: 20$ (totale 80$)- tempo di recupero - 13 giorni.
5 investimento: 20$ (totale 100$)- tempo di recupero - 10 giorni.
Cioè dopo circa 23 settimane (circa 6 mesi), abbiamo un programma che ci paga 10$ la settimana e in cui ogni nuovo investimento incrementale di 10$ viene recuperato in una sola settimana.
E il tutto rischiando sempre e solo 20$ di volta in volta.
Certo, se avessi messo da subito i 100$ che ho investito, dopo 23 settimane avrei guadagnato 230 $ anzichè 100$.
Ma a quale rischio? E se il programma chiudeva prima?
Dove scatta l'abilità dell'investitore?
Nel non aspettare, ovviamente che il programma sia a pareggio nella restituzione del capitale, ma nel seguire questo meccanismo.
Dopo alcuni mesi (diciamo3 o 4) alcuni programmi su cui si era puntato avranno chiuso. Ma le perdite saranno state modeste perchè stiamo limitando gli investimenti iniziali al minimo.
Nel frattempo i programmi che stanno andando bene, invece, ci stanno rendendo e dopo un pò di tempo ci danno profitti reali (nel senso che abbiamo già recuperato il capitale). Per di più comincerà ad accadere che di alcuni programmi recuperiamo anche il capitale, con guadagni decisamente consistenti.
I programmi che vanno bene saranno adesso sempre in positivo.
Al limite, non appena ci avranno dato un margine (diciamo che il programma è in attivo di 50 $) possiamo investire un altra piccola quota (magari altri 20$). In ogni caso se il programma scamma ci ha già fatto guadagnare.
Così dopo un 6 mesi di attesa si avrà un portafoglio di programmi su cui si è investito che renderanno tranquillamente un 25-30% mensile di puro guadagno. E se qualcuno di loro chiudesse, ci avrebbe comunque restituito il capitale e qualche guadagno. Punteremmo tranquillamente su altri nuovi programmi, senza disperarci se chiudono.
Avremmo perso 7, 5 o 14 $. Ma nel complesso saremmo sempre più che in attivo.
Spero di essere stato chiaro, anche se ho i miei dubbi.
Ma ripubblicherò un nuovo post, se me lo chiedete.
Per adesso, grazie per l'attenzione
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| Jan 09 |
Consigli - SCAM . la pillola rossaOggi voglio pubblicare un post come non ha mai fatto nessuno , che sistemi la rotta di questo blog e risvegli un po di persone perchè mi sembra che troppi utenti prendano troppo sul serio l'argomento degli HYIP, vi mostrerò un po di cose che sorprenderanno i neofiti e intristiranno molte persone
Quando si comincia ad esplorare questo settore le prime impressioni sono di meraviglia, decine di società che offrono rendimenti galattici magari anche da anni, sui monitor si trovano lunghe liste di società paganti e magari in fondo qualche società con dei problemi come se fossero poche rare eccezioni
Questa visione è completamente distorta, percentualmente il 90% dei programmi falliscono in breve tempo , quei pochi che sopravvivono per un tempo decente diventano super famosi e i vari admin dei monitor eliminando periodocamente gli scam senza parlarne più mostrano solo il meglio che senza un periodo di riferimento è completamente estrapolato dal tempo ( e dalla realtà)
Mai nessuno dice ai neofiti quanti bei programmi siano spariti nel nulla, e quanto fossero blasonati, vengono cancellati i vecchi post, le discussioni dei forum spostate di sezione e la sensazione di rischio minimizzata
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