Hi all! As promised in yesterday’s post I have an interview for you  today with the admins of one of the most hotly debated new HYIP sites around  at the moment. And I’m sure this interview will only contribute to that.  I’m talking about SazaInvestments of  course and its admin Ricardo. I may not agree with everything laid down here  myself personally, but then again it’s the admin’s decision to manage  the program as he sees fit and it’s up to you to assess the merits of it
and see if you feel it’s suitable to you. The main question people will  ask though is “is it paying?”. And the simple answer to that is yes.

Before we hear from Ricardo I’ll just remind you that SazaInvestments is a long term program with no expiry date that makes weekly payments of  between 8% and 10% depending on the size of your deposit. For more detailed  information you can refer back to my original review published here.

“1. Hi Ricardo, please introduce yourself to the readers  of Money-News-Online and tell us a bit about your personal involvement in SazaInvestments.  What can you tell us about your previous experience in this industry?

Hello everybody. My name is Ricardo Andre Brandao and I am the  marketing manager of SazaInvestments company. It was actually my idea to open the online bussines and i’m very
happy with it up to now. We had no experience in online bussines till now  but we did our research and we are learning every day new things about it.

2. Before we go any further I think you need to comment  on your alleged certificate of incorporation. This has now been totally  discredited from a number of sources as being a forgery. What is your  explanation? Tell us what is the ISO number about too.

First: we are in the process of moving our company completely to  Dubai, because much of our business is connected to that area and the policy  of Dubai is more relaxed and allows us more flexibility in getting more  profit. I have already explained that the same address on the certificate  was because there is a commercial area there and many companies have offices
there. Now this won’t be the case because we will have the office moved in  Dubai.

Second: regarding the same number of ISO. Please do your own research  to understand what an ISO number means:

http://en.wikipedia.org/wiki/ISO_9000

http://answers.yahoo.com/question/index?qid=20080422235244AAYlYso

Once you will read it you will understand that ISO it’s a basic
standard of quality. Any company who wants credibility can apply to get it.
So yes, it can be the same number because it just attests your company
services quality. It is not a registration number.

Third: As soon as the movement will be completed and the papers from
Dubai will be ready, we will post them on our site and will also announce to
all members the company new office address and phone number so that anybody
can check it’s for real. I really hope that this will finally stop the
people who want to ruin our credibility. What is interesting is that we find
out, after further research, that most of the persons who are attacking us
are from Romania and Moldova so in a few days our technical team will have
these countries banned from our site. All members from these two countries
who already invested with us will need to send us papers for verification
and their personal IP’s to be able to see our site from now on. Hopefully
this will protect us more.

3. Tell us now about the history of SazaInvestments
program itself. How long have you been in operation? Do you have a partner
or assistant working with you or are you the sole admin at the moment?

We are working offline since 2004 but we open the online business
just recently as you know. As I said it was my idea and I’m happy about
it. Our company has a general manager, a marketing manager (me), a sales
manager and a customer support manager and also we are working with 4 other
guys for support. Soon we will have an administrative assistant hired from
Dubai too. All the mangers (including myself) are most of the time away on
business so the customer support and administrative assistant will be the
persons who will handle the site daily and it is only me who is doing the
payments. We also collaborate with two guys who are our technical (security)
team but they are only collaborators, not employees.

4. What are the plans on offer to investors? Explain
them to us in detail. What are the minimum and maximum amounts to invest?
What payment processors are you currently dealing with? Are payments
automatic or should I request them?

We offer 3 plans (all of them are forever): 8% weekly – min.30$, max.101$;
9% weekly -min.101$, max.1001$; 10% weekly -min.1001$, max.15000$. Payments
are done once a week (every friday). Many members said that this is not good
that we are paying only once a week but you got to understand that we need
time to move the funds, invest them and move them back to pay you so we
can’t offer you a daily payment plan. Payment processors accepted are LR,
PM, SP and STP. As soon as the company movement will be completed we will
add bank wire deposits options and Western Union option too. Also any member
can send a support ticket to request their principle withdrawn at any time
but they will be charged a 6% fee for this and it might take up to 20 days
to complete such request (depending on the amount involved). You must
understand that the funds are really invested and it takes time to move them.

5. How secure is your program’s website? What measures
have you taken to protect yourself from the malicious hacking attempts and
DdoS attacks that are so prevalent in this business these days. Are you
hosted on a dedicated server? Who is your hosting provider and what script
are you using? Are they reliable service providers?

We are using a custom modified version of MonetarySoft
script which we think is quite safe. We already had ddos attacks on our site
so we moved on another more powerful server and now we think are safe. The
hosting provider is not from the online industry. Is an offline provider
from Portugal. They had helped us very much and very fast when the site was
under attack so we are pleased with their services.

6. How have you been promoting the program up to now?
What advertising strategy are you using? How big a part have the existing
members played in this? Are you satisfied with that level of support? Could
anything be done to improve on this?

We are monitored by a lot of monitors and also blogs. We did our
research online before starting to advertise and we also have sticky topics
on some forums and banners there too. Members were quite supportive when we
had problems and asked for their help but of course they could promote us
more and this would help us too. Also we are offering 3,5% referral
commission but to the most loyal and honest members who are supporting us we
increased their level accordingly to what they did for us. The referral
commission can be increased up to 12% if we consider that member worthy of
this. This should encourage everybody to promote us more. While the most
loyal members will get an increased referral commission, for all the rest of
them the ref. commission will remain the same (3,5%).

7. Are you pleased with the progress and growth of SazaInvestments
so far? Can you give us any statistics regarding the membership numbers to
date and the amount of money in active deposits? Tell us also about your
future plans. How do you see SazaInvestments
developing over the coming months?

We are pleased with what we got so far but it can be better, of
course. We have about 500 members so far and about 40K in deposits. By
having payments only once a week the growing of our site was much slower but
we are happy with it anyway. About the future plans, I’ve already told you
that we are moving in Dubai. This will allow us to develop our company much
faster and bigger. I’m sure that many of you could afford a vacation in
Dubai so you will be able to verify us in real life too (any member), while
having fun in your vacation.

8. What level of customer service and support do you
provide? What is the most effective way to communicate with you if I have
some questions? Why, if you are a registered company, is there no telephone
support and can we expect to see it added anytime soon?

I think i have already answered to this questions above. We have 4
guys and a customer support manager for handling support and we will have
soon an administrative assistant who will handle the new office. As soon as
all movement and papers will be ready in Dubai, there will be on the site
the address and the phone number too. As for contacting the managers
directly, you can use the email: admin@sazainvestments.com or advertise@sazainvestments.com.

9. There is a lot of good HYIPs running at the moment.
There is a pretty big choice out there for the investor so if you had just
one thing to say to potential investors to convince them to give you their
money, what would it be?

I doubt that many of them are real (this is the reason for members
not trusting us in the first place) but soon they will be able to check this
themselves. We are making good profit and our businesses are solid and
stable. I think this will convince many of them, once they will be able to
check it themselves, to invest with us.

10. And finally, as a professional admin, what would be
your advice to the average investor in the industry on how to avoid scams,
minimize losses, and maximize profits in the online investment business?”

I think that anybody can do their own research and have their own
heads to think. If you want to gamble, then do it wisely. If you want
something stable then invest with us. Is as simple as that.

At the end I would like to thank you very much for this interview and
Ii really hope people are cleared now regarding our status. I wish you all
the best and please keep on doing the great job you’re doing now with this
blog. It’s very helpful for everybody. Have a great day everybody!”

Some interesting opinions from Ricardo there that I’m sure will further
stir up the debate. Personally I feel obliged to say publicly that I have to
question the wisdom of blocking all IP addresses originating from Romania
and Moldova. Although not explicitly describing people from those two
countries as universally dishonest, from a business point of view the idea
of rejecting a combined population of 26 million potential investors because
of the actions of a tiny number does seem a bit cavalier. Use of a proxy
server makes it an easy enough barrier to bypass in any case. But as I said
at the start, it’s the admin’s choice as to how he manages his business
and your choice as an investor as to how you consider it.